The Motive Card is a corporate fleet card that combines flexibility, security, and control. Understanding available card types and payment methods helps you manage expenses efficiently and securely.
Overview
The Motive Card streamlines fleet and business spending with broad acceptance and detailed controls. It can be used wherever Mastercard is accepted, and spending rules can be tailored to your company’s policies.
- Universal acceptance: The Motive Card works at any merchant that accepts Mastercard. This makes fueling and on-the-road purchases simple and consistent for drivers.
- Flexible payment methods: The card supports magstripe, Europay Mastercard Visa (EMV) chip, and near-field communication (NFC) contactless payments. These options ensure drivers can complete purchases securely at both modern and legacy terminals.
- Assignment flexibility: Cards can be assigned to vehicles, drivers, or fleet users. This flexibility supports a variety of operational models and ensures accountability for spending.
- Spend controls: Admins can set spending limits, category restrictions, and policy rules. These controls reduce the risk of unauthorized purchases and simplify expense reconciliation.
Basics
Motive currently offers a physical Mastercard fleet card for business use. Cards can be assigned to an individual driver, a vehicle, or a fleet user depending on your operational needs.
The Motive Card supports three secure payment methods, ensuring compatibility with most payment terminals:
- Magstripe: Traditional swipe-based payments.
- EMV chip: Chip-enabled transactions that provide stronger authentication and added fraud protection.
- NFC contactless: Tap-to-pay for fast, touch-free purchases.
Both EMV chip and NFC contactless payments offer advanced security features that help reduce fraud risk.
Customizing assignment and controls
Admins can configure card assignments and controls to match business rules:
- Assignments: Link a card to a specific driver, vehicle, or fleet user to provide clear accountability.
- Controls: Apply spending limits, restrict categories such as fuel-only, or block specific merchant types.
These settings give fleets flexibility while ensuring purchases stay within policy.
FAQs
Where can I use the Motive Card?
Anywhere Mastercard is accepted, including fuel stations and service locations.
What payment methods does the Motive Card support?
Magstripe, EMV chip, and NFC contactless are all supported payment methods.
Can I assign a card to a driver or vehicle?
Yes, cards can be assigned to drivers, vehicles, or fleet users.
How can I control where the card is used?
Use spend controls and merchant restrictions to limit card usage.
Is the Motive Card available as a virtual card?
Yes, Virtual cards are available for back office employees and fleet managers. Virtual cards for drivers will be available in a future release.
Does the card have security features?
Yes, the EMV chip and NFC contactless payments offer enhanced fraud protection.
Commercial Motive Card
A commercial Motive Card, designed for business use, typically looks like this:
Front of the Card:
- Motive Logo: Displayed prominently at the top right corner.
- Magnetic Stripe: Used for swiping transactions if chip technology is unavailable.
- Cardholder's Name or Business Name: Located on the bottom left corner of the card.
- Chip: An EMV chip for secure transactions on the left side. Fleet Label: "For Commercial Use" to indicate its specific usage.
Back of the Card:
- Card Number: A standard 16-digit card number across the middle.
- Expiration Date: Located below the card number.
- CVV Code: A 3-digit security code below the expiration
- Signature Panel: Space for the authorized user’s signature.
- Issuer Information: Contact information and/or terms of use.
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