Cards Overview

Motive is the only platform that combines Fleet Management and Spend Management in a single system through Motive Card, giving companies complete visibility and control over fleet-related spend. By unifying vehicle telematics data with payments data, Motive eliminates data silos, reduces fraudulent and wasteful spend, and automates manual workflows, helping organizations lower costs and improve efficiency at scale.

Key features

  • Integrated Spend Management: Centralizes Motive Card management within the Motive Dashboard, linking card activity with vehicle and driver data to give finance teams a single, integrated view of fleet‑related spend.
  • Customizable Spend Controls: Allows admins to create and manage spend profiles with time-based limits, per‑day or per‑period spend limits, and category or merchant restrictions, putting your finance team in control and helping reduce unauthorized spend.
  • Real‑time Fraud Detection: Uses GPS and telematics data from the Motive platform to automatically detect and decline suspicious transactions, while advanced fraud controls combined with Motive’s $250,000 Fraud Protection Guarantee per year help protect your organization from card theft and skimming.
  • Transaction Tracking: Provides detailed transaction tracking with filters and rich line‑item data such as gallons, price per gallon, and savings per transaction so you can audit spend, reconcile statements, and identify wasteful or out‑of‑policy purchases.
  • Savings and Discounts: Delivers fuel rebates at over 35,000 partner locations and up to 2.5% cashback on all spend in the first year (1.5% thereafter), combined with tools like Savings Finder and Missed Savings to highlight more cost‑effective fueling locations and unlock additional savings.
  • IFTA Automation: Automatically compiles data required for IFTA reporting, allowing fleets to file in seconds instead of relying on manual reconciliations.
  • Universal Acceptance: With universal Mastercard acceptance, Motive Card is the only card businesses need for fleet‑related purchases.
  • Cash Access: Supports Cash Advance so cardholders can withdraw predetermined amounts from Mastercard ATMs when cash is required.
  • Alerts and Notifications: Provides configurable notifications and alerts for payments, declines, card locks and unlocks, and key security or usage events so teams can respond quickly to potential fraud.


 

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